Farnam Street SF

True-lease equipment financing

Straightforward financing, built on relationships.

A fixed-rate, fixed-term rental where we own the equipment and carry the residual risk. We don't sell or broker your lease — we stay invested throughout the relationship.

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Fixed rate, fixed term
A set payment for a set period — structured for predictable, operating-style payments.
We carry the residual
We own the equipment and hold its residual risk — not you.
Long-term optionality
Return it, keep renting, or buy at fair market value.

About

An independent leasing company built on a proven framework.

Farnam Street SF LLC is built upon the framework of a legacy leasing firm with roots going back to 2000. We operate on our own balance sheet, carrying forward a proven model built around communication and trust.

Why lease

Put your capital to better use.

RETURN

Earn a return while you pay

Equipment starts producing the day it's installed. A lease lets you put it to work immediately and pay from the revenue it earns — instead of tying up capital and waiting to earn it back.

CASH FLOW

Match payments to revenue

Fixed payments spread across the asset's useful life line your outflows up with the income it generates. No large upfront hit that outruns your ramp.

SCALE

Scale more efficiently

Because each asset pays for itself from what it earns, you add capacity as demand grows — without draining cash or diluting equity.

FOR VENDORS

For vendors and integrators

A lease option in your proposals strengthens the equipment economics for your customer. If they lease, we buy the equipment and collect the rent — you're paid in full, up front.

Markets

The markets we serve.

Farnam Street SF works with companies across the credit spectrum and is not tied to any single industry or vertical. Experience spans healthcare — including imaging and home health devices — and telecommunications, among other sectors.

We finance almost any durable, business-essential asset — including the various soft costs related to the equipment. We do not provide consumables, inventory, nor revenue financing. We retain title throughout the term and any subsequent renewal. Inquiries about specific asset types are welcome.

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Financing inquiries

Tell us about your project.

Share a few details and we'll follow up with a tailored financing structure — usually within days.